Bill Details

S.824 - 119th Congress

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Status
  1. Introduced
  2. Passed House
  3. Passed Senate
  4. To President
  5. Law
Latest action
2025-03-04 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced Date
2025-03-04
Policy Area
Finance and Financial Sector
6
0

AI Summary This summary was generated by AI from the bill text. AI can get information wrong.

This bill would extend the National Flood Insurance Program so it keeps running through September 30, 2025. In simple terms, it gives the program more time before it expires, which helps keep flood insurance available for homeowners, renters, and businesses that rely on it. It also makes sure the extension still counts even if Congress passes the bill after March 14, 2025.

  • It changes the program’s funding authority end date from September 30, 2023, to September 30, 2025.
  • It also changes the program’s expiration date to September 30, 2025.
  • If the bill becomes law after March 14, 2025, the extension will be treated as if it had already taken effect on that date.

Official Summaries

No summaries available

Current Full Text

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 824 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  1st Session
                                 S. 824

          To reauthorize the National Flood Insurance Program.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                             March 4, 2025

  Mr. Kennedy (for himself and Mr. Cassidy) introduced the following 
 bill; which was read twice and referred to the Committee on Banking, 
                       Housing, and Urban Affairs

_______________________________________________________________________

                                 A BILL


 
          To reauthorize the National Flood Insurance Program.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``NFIP Extension Act of 2025''.

SEC. 2. REAUTHORIZATION.

    (a) Financing.--Section 1309(a) of the National Flood Insurance Act 
of 1968 (42 U.S.C. 4016(a)) is amended by striking ``September 30, 
2023'' and inserting ``September 30, 2025''.
    (b) Program Expiration.--Section 1319 of the National Flood 
Insurance Act of 1968 (42 U.S.C. 4026) is amended by striking 
``September 30, 2023'' and inserting ``September 30, 2025''.
    (c) Retroactive Effective Date.--If this Act is enacted after March 
14, 2025, the amendments made by subsections (a) and (b) shall take 
effect as if enacted on March 14, 2025.
                                 <all>