Bill Details

S.772 - 119th Congress

Track Employer Participation in Repayment Act? Stop tracking Employer Participation in Repayment Act?

When you track this bill you will receive emails when the bill has been updated.

You will no longer receive emails when this bill is updated.

Status
  1. Introduced
  2. Passed House
  3. Passed Senate
  4. To President
  5. Law
Latest action
2025-02-27 - Read twice and referred to the Committee on Finance.
Introduced Date
2025-02-27
Policy Area
Taxation
Committees
View committees (1)
5
0

AI Summary This summary was generated by AI from the bill text. AI can get information wrong.

This bill would make a current tax break permanent for employer help with student loan payments. Right now, employers can offer student loan repayment assistance through certain education aid programs without that payment being treated as taxable income, but that rule is set to expire. If this bill becomes law, that benefit would no longer have an end date, so employers could keep offering this kind of help and workers could keep receiving it tax-free under the same rules.

  • The bill removes the current deadline of January 1, 2026, from the tax code rule covering employer-paid student loan assistance.
  • The change would apply to payments made after the law is enacted.
  • The goal is to encourage employers to keep helping workers pay down student debt as part of educational assistance programs.

Official Summaries

No summaries available

Current Full Text

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 772 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  1st Session
                                 S. 772

 To amend the Internal Revenue Code of 1986 to make the exclusion for 
certain employer payments of student loans under educational assistance 
                          programs permanent.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                           February 27, 2025

 Mr. Warner (for himself and Mr. Thune) introduced the following bill; 
     which was read twice and referred to the Committee on Finance

_______________________________________________________________________

                                 A BILL


 
 To amend the Internal Revenue Code of 1986 to make the exclusion for 
certain employer payments of student loans under educational assistance 
                          programs permanent.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Employer Participation in Repayment 
Act''.

SEC. 2. EXCLUSION FOR CERTAIN EMPLOYER PAYMENTS OF STUDENT LOANS UNDER 
              EDUCATIONAL ASSISTANCE PROGRAMS MADE PERMANENT.

    (a) In General.--Section 127(c)(1)(B) of the Internal Revenue Code 
of 1986 is amended by striking ``in the case of payments made before 
January 1, 2026,''.
    (b) Effective Date.--The amendment made by this section shall apply 
to payments made after the date of the enactment of this Act.
                                 <all>