Bill Details

S.303 - 119th Congress

Track Defund the CFPB Act? Stop tracking Defund the CFPB Act?

When you track this bill you will receive emails when the bill has been updated.

You will no longer receive emails when this bill is updated.

Status
  1. Introduced
  2. Passed House
  3. Passed Senate
  4. To President
  5. Law
Latest action
2025-01-29 - Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Introduced Date
2025-01-29
Policy Area
Finance and Financial Sector
8
0

AI Summary This summary was generated by AI from the bill text. AI can get information wrong.

This bill would change the law so the head of the Consumer Financial Protection Bureau could ask for no money at all to run the agency. In simple terms, it would block the bureau from receiving federal funding through its normal process, which would likely stop or sharply limit its work protecting people from unfair financial practices.

  • It changes the funding rules for the Consumer Financial Protection Bureau.
  • It sets the amount the bureau director may request for operations at $0.
  • It removes older language in the law that now allows the bureau to request funding based on its needs.
  • The bill was introduced in the Senate and sent to the Banking, Housing, and Urban Affairs Committee.

Official Summaries

Defund the CFPB Act

This bill caps funding of the Consumer Financial Protection Bureau at $0.

Current Full Text

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[S. 303 Introduced in Senate (IS)]

<DOC>






119th CONGRESS
  1st Session
                                 S. 303

 To amend the Consumer Financial Protection Act of 2010 to limit to $0 
   the amount that the Director of the Bureau of Consumer Financial 
      Protection may request to fund the activities of the Bureau.


_______________________________________________________________________


                   IN THE SENATE OF THE UNITED STATES

                            January 29, 2025

Mr. Cruz (for himself, Mr. Barrasso, Mr. Scott of Florida, Mr. Daines, 
Mrs. Blackburn, Mr. Rounds, and Mr. Lee) introduced the following bill; 
which was read twice and referred to the Committee on Banking, Housing, 
                           and Urban Affairs

_______________________________________________________________________

                                 A BILL


 
 To amend the Consumer Financial Protection Act of 2010 to limit to $0 
   the amount that the Director of the Bureau of Consumer Financial 
      Protection may request to fund the activities of the Bureau.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Defund the CFPB Act''.

SEC. 2. LIMITING FUNDING OF BUREAU OF CONSUMER FINANCIAL PROTECTION.

    Section 1017(a) of the Consumer Financial Protection Act of 2010 
(12 U.S.C. 5497(a)) is amended--
            (1) in paragraph (1), by striking ``taking into account'' 
        and all that follows through the period at the end and 
        inserting ``which shall be not more than $0.'';
            (2) by striking paragraphs (2) and (3); and
            (3) by redesignating paragraphs (4) and (5) as paragraphs 
        (2) and (3), respectively.
                                 <all>