Bill Details

HR.1893 - 119th Congress

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Status
  1. Introduced
  2. Passed House
  3. Passed Senate
  4. To President
  5. Law
Latest action
2025-03-05 - Referred to the House Committee on Small Business.
Introduced Date
2025-03-05
Policy Area
Commerce
Committees
View committees (1)
7
0

AI Summary This summary was generated by AI from the bill text. AI can get information wrong.

This bill would raise the maximum size of certain Small Business Administration loans so small businesses can borrow more money. It increases the limit for the SBA’s main 7(a) loan program and also raises the cap for development company loans. In simple terms, the bill is meant to give businesses access to larger loans when they need more money to grow, buy equipment, expand, or cover other business costs.

  • The maximum loan amount for a 7(a) loan would go from $3.75 million to $7.5 million.
  • The bill also raises the related gross loan limit for 7(a) loans from $5 million to $10 million.
  • For development company loans, the dollar limits would increase from $5 million and $5.5 million to $10 million.

Official Summaries

No summaries available

Current Full Text

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 1893 Introduced in House (IH)]

<DOC>






119th CONGRESS
  1st Session
                                H. R. 1893

 To amend the Small Business Act and the Small Business Investment Act 
of 1958 to increase the maximum loan amount for certain loans, and for 
                            other purposes.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                             March 5, 2025

  Mr. Thanedar (for himself and Mr. Alford) introduced the following 
      bill; which was referred to the Committee on Small Business

_______________________________________________________________________

                                 A BILL


 
 To amend the Small Business Act and the Small Business Investment Act 
of 1958 to increase the maximum loan amount for certain loans, and for 
                            other purposes.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Loans In Our Neighborhoods Act of 
2025'' or the ``LIONs Act of 2025''.

SEC. 2. MAXIMUM LOAN AMOUNT FOR A 7(A) LOAN.

    Section 7(a)(3)(A) of the Small Business Act (15 U.S.C. 
636(a)(3)(A)) is amended by striking ``$3,750,000 (or if the gross loan 
amount would exceed $5,000,000)'' and inserting ``$7,500,000 (or if the 
gross loan amount would exceed $10,000,000)''.

SEC. 3. MAXIMUM LOAN AMOUNT FOR A DEVELOPMENT COMPANY LOAN.

    Section 502(2)(A) of the Small Business Investment Act of 1958 (15 
U.S.C. 696(2)(A)) is amended--
            (1) by striking ``$5,000,000'' each place it appears and 
        inserting ``$10,000,000''; and
            (2) by striking ``$5,500,000'' each place it appears and 
        inserting ``$10,000,000''.
                                 <all>