Bill Details

HR.1397 - 119th Congress

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AI Summary This summary was generated by AI from the bill text. AI can get information wrong.

This bill would make it easier for people to buy standalone dental insurance through federal health insurance marketplaces. Right now, some people may be blocked from enrolling in a dental plan unless they also enroll in a full health plan. This bill would remove that limit, so more qualified people could choose dental coverage on its own.

  • It would apply to dental plans offered through federal Exchanges under the Affordable Care Act.
  • The bill says the government could not deny someone access to a standalone dental plan just because they are not also enrolled in a qualified health plan.
  • The change is meant to expand access to dental insurance for more people.

Official Summaries

Increasing Access to Dental Insurance Act

This bill permits individuals to enroll in a dental benefits plan on a health insurance exchange without also enrolling in a qualified health plan.

Current Full Text

[Congressional Bills 119th Congress]
[From the U.S. Government Publishing Office]
[H.R. 1397 Introduced in House (IH)]

<DOC>






119th CONGRESS
  1st Session
                                H. R. 1397

 To allow additional individuals to enroll in standalone dental plans 
                   offered through Federal Exchanges.


_______________________________________________________________________


                    IN THE HOUSE OF REPRESENTATIVES

                           February 18, 2025

    Mrs. Miller-Meeks (for herself and Mrs. Dingell) introduced the 
   following bill; which was referred to the Committee on Energy and 
                                Commerce

_______________________________________________________________________

                                 A BILL


 
 To allow additional individuals to enroll in standalone dental plans 
                   offered through Federal Exchanges.

    Be it enacted by the Senate and House of Representatives of the 
United States of America in Congress assembled,

SECTION 1. SHORT TITLE.

    This Act may be cited as the ``Increasing Access to Dental 
Insurance Act''.

SEC. 2. STANDALONE DENTAL PLANS.

    Section 1321 of the Patient Protection and Affordable Care Act (42 
U.S.C. 18041) is amended by adding at the end the following:
    ``(f) Availability of Standalone Dental Plans.--The Secretary may 
not restrict any qualified individual from enrolling in a plan 
described in section 1311(d)(2)(B)(ii) offered through an Exchange 
established pursuant to subsection (c) on the basis of such qualified 
individual not being also enrolled in a qualified health plan offered 
through the Exchange.''.
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